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Landmark Case:

Resource Bancshares Corp. v. St. Paul Mercury Insurance Co.

May 11, 2005, Fourth District U.S. Federal Court: This class-action lawsuit under the Telephone Consumer Protection Act, involved the defendant broadcasting faxes to consumers without their request. Summary judgment was upheld on appeal in favor of the class of plaintiffs. Damages under the Telephone Consumer Protection Act provides for $500 per incident and up to $1500 per incident if the defendant acted willfully or knowingly. The defendant's insurance policy was held not to cover damages, because, neither the property damage or advertising injury was provided for in the defendant's insurance policy.